Showing posts with label Emergency Cover Claims. Show all posts
Showing posts with label Emergency Cover Claims. Show all posts

Monday, 16 June 2014

When it’s More than the Moody Blues

Sometimes referred to as the invisible illness, depression affects approximately 5 million people in the UK at the present time. According to the BBC, more people than ever are presenting at their GP with symptoms of depression, and many mental health charities believe this to be “the tip of the iceberg”.


What is Depression?
We’ve all been there: felt a little low or perhaps sad, only for these feelings to end and for us to soon bound back to our normal, happy selves once again. Yet, for some, the feelings of sadness and despair are much more severe and don’t just go away after a short period of time. Depression comes in many forms, and ranges in severity. Symptoms shown by suffers of depression can include the constant feeling that something bad is going to happen, loss of appetite, excess alcohol consumption, crying, lack of motivation and the loss of interest in activities you would usually enjoy doing.  

If you experience any of these symptoms, or cannot seem to shake feelings of despair or continuing unhappiness, you should seek medical advice immediately. Should you have thoughts of suicide, you should present to your nearest A&E department immediately or call emergency services.

Work-Induced Depression

One form of depression, which is increasingly prevalent in today’s society, is work-induced depression. This can be apparent on its own, or can be experienced with anxiety and Post Traumatic Stress Disorder (PTSD). Stress at work can cause employees to become anxious and to slide into a state of depression, making them doubt their self-worth. If you work in an environment that is likely to be very stressful, measures should be taken by your employer to minimise the risk of you suffering from excessive stress and/or anxiety. 

Likewise, if you are susceptible to depression and stress, and have informed your employer of this, they should address any matters that may cause you stress. Accidents that occur at work can have severe psychological consequences which need to be addressed in conjunction with any physical injury you may have suffered.

Personal Injury and Depression

More often than not, people associate personal injury claims with physical pain and disability, leaving those suffering from stress and depression as a result of an accident feeling as if they have nowhere to turn. The repercussions of any accident that was not your fault can be mentally devastating, which is why it is important to know that if you do suffer psychologically, you can get the help you require and the money you need to pay for any treatment required. 

Did you know that if you suffer from depression, anxiety or stress as a result of employer negligence, you may be eligible to receive damages in excess of £200,000? If your employer has failed to provide a safe working environment, or refused to provide the necessary support and actions to resolve the situation, you could submit a claim for personal injury compensation. There are many situations in which you could be eligible to claim, and employers should be aware of this.

A Turning Tide
Stress was once considered part and parcel of working life, but fortunately, employees don’t need to put up with unnecessary anxiety in the workplace and there are laws in place to ensure their rights are maintained.

However, mental illnesses still remain somewhat of a taboo, and even with campaigns such as Mind’s, Time to Change and the BBC’s public support of mental health awareness, some people still find it embarrassing to admit they are experiencing difficulties. Yet, with the aid of positive publicity and the rise of successful compensation claims, it is clear that depression in the workplace is becoming less of a stigma.

Have you suffered from anxiety, depression or stress due to working conditions or an incident at work? Speak to one of our legal team and discover how we can help you make a claim.



Friday, 14 March 2014

Could Changes To Housebuilding Standards Lead To A Reduction In Home Emergency Cover Claims?

Changes to housebuilding standards could see Brits experiencing fewer electrical emergencies, plumbing breakdowns and drainage problems.

On March 13th, Stephen Williams, Communities Minister, outlined plans to make it simpler and more affordable for housebuilders to develop homes that are of a high standard. Existing regulations and standards mean that homebuilders have to deal with duplicating or contradictory requirements, with different standards varying across different regions. Mr Williams described this system as “complicated and confusing”.

As a result, he said the government intends to amend the whole system so that all housebuilding requirements are in one place, enabling developers and councils to collaborate more effectively when producing sustainable, secure and quality homes.

Home emergency cover – security

One of the amendments planned is the creation of a new household security standard. This will be based on current industry best practice, although the application of this standard is unknown. It will be focused on cost-effectiveness and may be applied nationally, although it may instead be concentrated on those areas with the highest security requirements.

Electrical appliance breakdowns, boiler breakdowns and home emergency cover
Local authorities can currently set up targets for renewable energy production and energy efficiency. The government states that these local targets have frequently been overtaken by national standards, with a zero-carbon home standard set to be enacted in 2016. Therefore, all energy efficiency standards will be imposed through national housebuilding regulations.

Plumbing and drainage cover

Rainwater harvesting requirements will be removed from areas that do not experience water shortages. Furthermore, there may also be two-tier water efficiency standards, with households in areas more susceptible to droughts seeing more stringent water efficiency standards than those in wetter locations.

Other amendments to housebuilding standards

The government also intends to remove or cut back several other standards, some of which seem somewhat archaic at present. For instance, there is currently a requirement for new-build homes to contain more than one landline, but this is to be scrapped.

Could changes lead to increase in home emergency cover claims?

While Mr Williams argued that the new housebuilding standards will make the UK’s residences safer and more secure, it could be argued that the standards will become less stringent, which could lead to a rise in home emergency claims.
For example, builders must currently have their work checked by an assessor from the Code for Sustainable Homes, the local planning authority, the Homes and Communities Agency, a building control group, and a range of independent assessors. The government may be right in its suggestion that this is too much assessment, but it cannot be denied that such intensive assessments must minimise the likelihood of health and safety problems or home emergencies.

The amendments follow a consultation into the issue, which saw most respondents agreeing with the implementation of national building regulation standards.




Whatever amendments are made to building regulations, 247 Home Rescue will be here to provide the boiler cover, appliance cover and home emergency cover membership schemes people need to enjoy real peace of mind. Check us out on Facebook, Twitter and LinkedIn!