Friday, 14 March 2014

Could Changes To Housebuilding Standards Lead To A Reduction In Home Emergency Cover Claims?

Changes to housebuilding standards could see Brits experiencing fewer electrical emergencies, plumbing breakdowns and drainage problems.

On March 13th, Stephen Williams, Communities Minister, outlined plans to make it simpler and more affordable for housebuilders to develop homes that are of a high standard. Existing regulations and standards mean that homebuilders have to deal with duplicating or contradictory requirements, with different standards varying across different regions. Mr Williams described this system as “complicated and confusing”.

As a result, he said the government intends to amend the whole system so that all housebuilding requirements are in one place, enabling developers and councils to collaborate more effectively when producing sustainable, secure and quality homes.

Home emergency cover – security

One of the amendments planned is the creation of a new household security standard. This will be based on current industry best practice, although the application of this standard is unknown. It will be focused on cost-effectiveness and may be applied nationally, although it may instead be concentrated on those areas with the highest security requirements.

Electrical appliance breakdowns, boiler breakdowns and home emergency cover
Local authorities can currently set up targets for renewable energy production and energy efficiency. The government states that these local targets have frequently been overtaken by national standards, with a zero-carbon home standard set to be enacted in 2016. Therefore, all energy efficiency standards will be imposed through national housebuilding regulations.

Plumbing and drainage cover

Rainwater harvesting requirements will be removed from areas that do not experience water shortages. Furthermore, there may also be two-tier water efficiency standards, with households in areas more susceptible to droughts seeing more stringent water efficiency standards than those in wetter locations.

Other amendments to housebuilding standards

The government also intends to remove or cut back several other standards, some of which seem somewhat archaic at present. For instance, there is currently a requirement for new-build homes to contain more than one landline, but this is to be scrapped.

Could changes lead to increase in home emergency cover claims?

While Mr Williams argued that the new housebuilding standards will make the UK’s residences safer and more secure, it could be argued that the standards will become less stringent, which could lead to a rise in home emergency claims.
For example, builders must currently have their work checked by an assessor from the Code for Sustainable Homes, the local planning authority, the Homes and Communities Agency, a building control group, and a range of independent assessors. The government may be right in its suggestion that this is too much assessment, but it cannot be denied that such intensive assessments must minimise the likelihood of health and safety problems or home emergencies.

The amendments follow a consultation into the issue, which saw most respondents agreeing with the implementation of national building regulation standards.




Whatever amendments are made to building regulations, 247 Home Rescue will be here to provide the boiler cover, appliance cover and home emergency cover membership schemes people need to enjoy real peace of mind. Check us out on Facebook, Twitter and LinkedIn!