Monday, 9 June 2014

What are Personal Injury Claims?

 According to Wikipedia, personal injury is a “legal term for an injury to the body, mind or emotions, as opposed to an injury to property”. Simple enough it may seem, but with so many different kinds of accidents, and injuries arising from these accidents, a one-size-fits-all attitude will just not wash when it comes to making a claim.

So, what is a claim?

Anyone who has been injured in work, in hospital, on council property, in a shop, as result of an altercation, or in a road traffic accident can claim for damages if the accident is not their fault. Injured parties can take the negligent party to court in an attempt to gain compensation for the accident. Besides the emotional repercussions of being injured, there are many financial factors that should be taken into account, which a successful claim can help recover. Workplaces, shops and places accessible to the public should have insurance that can cover such incidents of personal injury.

Time Limits

In England and Wales you need to make a claim within three years of the accident and although courts have been known to waver time limitations in special circumstances, it is always wise to seek legal advice as soon as possible after the accident has occurred.

Do I deserve Compensation?

Some people find it awkward to discuss personal injury claims and may even be embarrassed by the notion of seeking damages? But if you have been hurt and it wasn’t your fault, why shouldn't you receive compensation for the stress, physical pain and loss of income you may suffer as a result? It is also worth bearing in mind how families of injured parties can be affected. In many instances, families can be left is to struggle financially after a parent has been injured and is unable to work. Even more distressing than this is the emotional impact that serious injury can have on a family – nobody wants to see a loved one in pain or suddenly disabled.

Thank Goodness for the Compensation Culture!

When personal injury claims began making the papers, the media was quick to coin a derogatory phrase aiming to make people think twice about making a claim. In the eyes of many journalists, a so called, “Compensation Culture” was taking over Britain, with people eager to get money after suffering the most trivial of accidents. Admittedly there have been some quite comical attempts to claim, such as the man who wanted to sue an airline for failing to provide boiled sweets, and the woman who tried to sue a contraceptive company for £120,000 after she became pregnant despite using their product. Needless to say these two “victims” were unsuccessful. However on the flip side of those trying to make a quick buck, there are those that have genuine claims and deserve to receive compensation for what they have endured.

Employers made to think again

Where would we be without the right to make a personal injury compensation claim? Well, for a start, employers may be less inclined to adhere to health and safety laws if they thought there would be no repercussions. Unscrupulous bosses may be tempted to save money by failing to repair and maintain machinery; basic health and safety checks could be a thing of the past, and as for employee’s rights – forget about it! Of course not all employers are like this, but with stringent laws in place and the freedom to claim compensation, employers may think again before cutting corners in the workplace.

Personal Injury Claims don’t just apply to the workplace, so if you think you are eligible to make a claim, take a look at our website, or contact one of our personal injury solicitors Burnley the friendly advisers today.


               http://news.bbc.co.uk/1/hi/uk/1024540.stm