Be flood-safe in Lytham St Annes, personal injury solicitors say

With gale-force winds hitting the UK and with many areas likely to see localised flooding in the next few days, especially coastal areas, personal injury solicitors Lytham St Annes advise people to take precautions to reduce the likelihood of injuries or property damage.

Clearwater Solicitors, a team of no win no fee solicitors Lytham St Annes, provide the following advice to homeowners and businesses in flood-prone areas:

-          Move electrical items and valuable items out of harm's way. This might be in a friend's house, in a storage unit, or simply upstairs.

-          Buy sandbags. Sandbags and floor boards can be used to block doorways and keep flood water out of your property.

-          Check that water can escape through outside drains. Unblock any blocked drains and clear guttering of any debris.

-          If your business is prone to flooding, consider flooding in risk assessments and take steps to minimise the potential damage floodwater and slippery flooring could cause to your employees and other people who may be affected by your business.

-          Pack up a first aid kit.

-          Pack up a kit that you can take with you to flee your home if you have to. This should contain a change of clothes, identification information and any medicines you might need.

-          If you feel in danger, then get out of harm's way immediately.

-          Help anyone who looks like they might need help.

Homeowners and businesses should also take out insurance policies that will protect them from the consequences of flooding. Our personal injury solicitors Lytham St Annes point out that insurance providers will expect their customers to take reasonable steps to minimise the damage of flooding and could refuse to pay out compensation claims and insurance claims or make the policyholder liable for a portion of the damages if they believe the policyholder has failed to do so.

Insurance companies will also likely hike their policy renewal costs if an area has been affected by flooding. Customers should be willing to compare the market if this happens, as this could save them a significant amount of money..